Disclaimer: How We May Contact You. By using this website and/or by providing us with your telephone number(s), you give us and our agents and assignees permission to call you and to send you text messages on such number(s) with information about the Account, the Application and your transactions with us. You also give us permission to communicate such information to you via email. You further agree that we may monitor and record telephone calls regarding the Account, the Application and your transactions to assure the quality of our service. We may make telephone calls and send text messages manually or we may use automated telephone dialing systems, text messaging systems and email to provide messages to you about the Account, the Application, your transactions, payment due dates, missed payments, and other important information. The telephone messages may be played by a machine automatically when the telephone is answered, whether answered by you or someone else, and may include pre-recorded messages. These messages may also be recorded by your answering machine. You promise that, unless you indicate otherwise, you own or customarily use the telephone numbers and email addresses that you give us. You also promise to notify us if you discontinue use of any telephone number or email address that you give us. You agree that we will not be liable to you for any calls, text messages or emails, even if information is communicated to an unintended recipient. You understand that, when you receive such calls, text messages, or emails, you may incur a charge from the company that provides you with telecommunications, wireless, and/or Internet services. You agree that we have no liability for such charges. You acknowledge that this consent forms part of a bargained-for exchange. You also acknowledge that you may opt-out of any of the forementioned communications by contacting us directly. You also acknowledge this disclaimer and your actions in providing us with your telephone number(s) constitutes express consent on how we may contact you.