Easy as 1 – 2 – 3
The Boost Your Score method is simple. You choose your credit booster, we report positive credit history, you receive a secured credit card, and the money you pay in is entirely yours to keep, minus interest, fees, and any outstanding balance owed.
This is credit boosting made easy.
Once you’ve picked your boost and set up automatic monthly payments, we report them as positive credit history.
After four payments, you get access to your secured credit card.
Once the program is complete, you can keep your new credit card or choose to get all of your money back, minus interest, fees, and any outstanding balance owed.
Payment history typically accounts for 35-40% of your overall credit score.
To get credit, you need credit. Let’s give that score a boost.
What is a credit builder loan?
Learn more about credit builder loans
Need to grow or improve your credit score? Credit builder loans are designed to help establish positive credit history by providing consistent, on time payments which may positively impact your credit score.
Credit builder loans are small and your automated payments are deposited into a Deposit account that becomes available once the loan is paid off. By making regular payments towards the loan, you establish a positive payment history. Since payment history typically accounts for 35-40% of your overall creditworthiness, this is a powerful tool that can boost your score.
With Boost Your Score, we’ll also provide an additional way to improve your credit via your new secured credit card. For those who have limited credit history or a poor credit score, the Boost Your Score program provides our customers with a secured credit card after your fourth payment. This is a brand new line of credit that is pre-approved, and you’ll be generating positive credit history with each automatic payment. Or you can wait until the program is and everything you’ve saved, minus interest, fees, and any outstanding balance owed, is yours to keep.
This is credit boosting made easy!